How to Negotiate an Insurance Claim
Dealing with a large insurance company is a classic David vs. Goliath scenario, and is probably almost as intimidating as dealing with the IRS. Most people have very negative feelings about insurance companies (including many of the people who work for them); they are too big, too powerful, and have too much money. You, on the other hand, are none of these. However, as David proved, size doesn’t necessarily matter. He met Goliath armed with a sling and five smooth stones, and as the story goes, he only needed one stone.
What I’ve tried to do in the following articles is to provide you with your own version of five smooth stones, should you be facing your own insurance Goliath. You can successfully negotiate your own insurance claim much of the time. I know from experience, as I was a claims adjuster for over twenty years. Understanding the claims process and the motivations of claims adjusters will go a long way to level the proverbial playing field.
Let me know if you have any questions in reading through these articles. Please keep in mind that I can’t provide advice on specific issues in this type of format, but I will address general questions and issues.
- How to negotiate an insurance claim
- How to negotiate a personal injury claim
- How to Negotiate a Personal Injury Claim, Part 2: The Inside Scoop on Insurance Adjusting
- How to Negotiate an Insurance Claim: Tips and Tricks of Claims Negotiation
- How To Mediate an Insurance Claim, Part 1
- How To Mediate an Insurance Claim, Part 2